- Age requirement: Each beneficiary must be age 55 or older when payments begin.
- Funding options: Cash, appreciated securities, illiquid assets (with approval), or one-time Qualified Charitable Distribution from an IRA, up to $54,000 (age 70 ½ and older only; $108,000 limit for married couples)
- Minimum gift: $20,000
- Payment rates: Based on the age of the annuitant(s) and remain fixed. Current rates for a single-life annuity range from 4.8% to 10.1%
- Benefits: Immediate tax deduction (unless funded with QCD), partially tax-free income, potential capital gains tax savings
- Ideal for: Donors seeking additional retirement funds or younger donors who want to provide income for older family or loved ones while receiving tax benefits
Sample payout rates for a single-life gift annuity
| Age | Rate |
|---|
| 55 | 4.8% |
| 60 | 5.2% |
| 65 | 5.7% |
| 70 | 6.3% |
| 75 | 7.0% |
| 80 | 8.1% |
| 85 | 9.1% |
| 90+ | 10.1% |
Ready to learn more?
If you have any questions for our team, please reach out to us at legacy@thehumaneleague.org or 240-200-4480. We’d be happy to speak with you about your philanthropic goals, with no obligation.
The information provided above is for general informational purposes only and does not constitute financial, investment, or legal advice. Rates are set by the American Council on Gift Annuities and are subject to change. Always consult with a qualified financial advisor or other professional for advice tailored to your specific circumstances.
Join our Legacy Society
Members of our Legacy Society are lifelong partners in our mission to end the abuse of animals raised for food. By making a planned gift (including a CGA) to THL, you leave an enduring legacy of compassion, and empower THL to keep fighting for as long as we are needed.
